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<article xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:ali="http://www.niso.org/schemas/ali/1.0/" article-type="research-article" dtd-version="1.2" xml:lang="en"><front><journal-meta><journal-id journal-id-type="publisher-id">The Russian Journal of Vietnamese Studies</journal-id><journal-title-group><journal-title xml:lang="en">The Russian Journal of Vietnamese Studies</journal-title><trans-title-group xml:lang="ru"><trans-title>Вьетнамские исследования</trans-title></trans-title-group></journal-title-group><issn publication-format="electronic">2618-9453</issn><publisher><publisher-name xml:lang="en">Institute of China and Contemporary Asia of the RAS</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="publisher-id">84254</article-id><article-id pub-id-type="doi">10.24411/2618-9453-2018-10036</article-id><article-categories><subj-group subj-group-type="toc-heading" xml:lang="en"><subject>Articles</subject></subj-group><subj-group subj-group-type="toc-heading" xml:lang="ru"><subject>Статьи</subject></subj-group><subj-group subj-group-type="article-type"><subject>Research Article</subject></subj-group></article-categories><title-group><article-title xml:lang="en">Pension system in Vietnam: new challenges and development prospects</article-title><trans-title-group xml:lang="ru"><trans-title>Пенсионная система во Вьетнаме: новые вызовы и перспективы развития</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author"><name-alternatives><name xml:lang="en"><surname>Tran</surname><given-names>Thi Xuan Anh</given-names></name><name xml:lang="ru"><surname>Чан</surname><given-names>Тхи Суан Ань</given-names></name></name-alternatives><bio xml:lang="en"><p>Leader of Group, Banking Academy, State Bank of Vietnam</p></bio><bio xml:lang="ru"><p>руководитель группы, Банковская академия, Государственный банк Вьетнама</p></bio><email>anhttx@hvnh.edu.vn</email><xref ref-type="aff" rid="aff1"/><xref ref-type="aff" rid="aff4"/></contrib><contrib contrib-type="author"><name-alternatives><name xml:lang="en"><surname>Ngo</surname><given-names>Thi Hang</given-names></name><name xml:lang="ru"><surname>Нго</surname><given-names>Тхи Ханг</given-names></name></name-alternatives><bio xml:lang="en"><p>Member of Group, Banking Academy, State Bank of Vietnam</p></bio><bio xml:lang="ru"><p>член группы, Банковская академия, Государственный банк Вьетнама</p></bio><xref ref-type="aff" rid="aff3"/><xref ref-type="aff" rid="aff4"/></contrib></contrib-group><aff-alternatives id="aff1"><aff><institution xml:lang="en">State Bank of Vietnam</institution></aff><aff><institution xml:lang="ru">Банковская академия</institution></aff></aff-alternatives><aff-alternatives id="aff2"><aff><institution xml:lang="ru">Государственный банк Вьетнама</institution></aff><aff><institution xml:lang="en">State Bank of Vietnam</institution></aff></aff-alternatives><aff id="aff3"><institution>Банковская академия</institution></aff><aff id="aff4"><institution>Государственный банк Вьетнама</institution></aff><pub-date date-type="pub" iso-8601-date="2018-12-15" publication-format="electronic"><day>15</day><month>12</month><year>2018</year></pub-date><volume>2</volume><issue>4</issue><issue-title xml:lang="en">NO4 (2018)</issue-title><issue-title xml:lang="ru">№4 (2018)</issue-title><fpage>43</fpage><lpage>53</lpage><history><date date-type="received" iso-8601-date="2021-10-31"><day>31</day><month>10</month><year>2021</year></date></history><permissions><copyright-statement xml:lang="en">Copyright ©; 2018, Tran T.X., Ngo T.H.</copyright-statement><copyright-statement xml:lang="ru">Copyright ©; 2018, Чан Т.С., Нго Т.Х.</copyright-statement><copyright-year>2018</copyright-year><copyright-holder xml:lang="en">Tran T.X., Ngo T.H.</copyright-holder><copyright-holder xml:lang="ru">Чан Т.С., Нго Т.Х.</copyright-holder><ali:free_to_read xmlns:ali="http://www.niso.org/schemas/ali/1.0/"/><license><ali:license_ref xmlns:ali="http://www.niso.org/schemas/ali/1.0/">https://creativecommons.org/licenses/by-nc-nd/4.0</ali:license_ref></license></permissions><self-uri xlink:href="https://vietnamjournal.ru/2618-9453/article/view/84254">https://vietnamjournal.ru/2618-9453/article/view/84254</self-uri><abstract xml:lang="en"><p>This paper investigates the development of retirement pension system in Vietnam through assessing its structure, current state, strengths and shortcomings. The authors explain the need of introducing and explore the model of the superannuation fund model in Vietnam as a supplemental pension channel for employees, besides other state retirement savings and voluntary supplemental retirement schemes. The paper contains some recommendations to policy makers and regulators aiming to drive the development of retirement pension system in Vietnam, especially the superannuation fund model.</p></abstract><trans-abstract xml:lang="ru"><p>В статье исследуется развитие пенсионной системы во Вьетнаме, оценивается ее структура, текущее состояние, сильные и слабые стороны. Авторы объясняют необходимость введения и изучения модели пенсионного фонда во Вьетнаме в качестве дополнительного источника пенсий для работников, помимо других государственных пенсионных накоплений и добровольных дополнительных пенсионных схем. В документе содержатся некоторые рекомендации для политиков и административных органов, нацеленные на стимулирование развития системы пенсионного обеспечения во Вьетнаме, особенно модели пенсионного фонда.</p></trans-abstract><kwd-group xml:lang="en"><kwd>retirement policy</kwd><kwd>pension system</kwd><kwd>social insurance</kwd><kwd>Superannuation fund</kwd><kwd>Vietnam</kwd></kwd-group><kwd-group xml:lang="ru"><kwd>пенсионная политика</kwd><kwd>пенсионная система</kwd><kwd>социальное страхование</kwd><kwd>пенсионный фонд</kwd><kwd>Вьетнам</kwd></kwd-group></article-meta></front><body></body><back><ref-list><ref id="B1"><label>1.</label><mixed-citation>Agnew, Julie R., Bateman, Hazel &amp; Thorp, Susan (2012). Superannuation Knowledge and Plan Behaviour. UNSW Australian School of Business Research Paper No. 2012ACTL14.</mixed-citation></ref><ref id="B2"><label>2.</label><mixed-citation>Asian Development Bank - ADB (2012). 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